This loan is tailored for purchasing ready-to-move-in properties, under-construction homes, or pre-owned/resale properties. It also supports buying a residential plot with the option to build a house within a set timeframe.

Perfect for those aiming to buy a plot and construct a house on it. The initial loan disbursement covers the plot purchase, with future payments aligned with the construction stages.

Specifically designed for building a new house. Loan disbursements are made in phases, matching the progress of the construction.

This loan covers the costs associated with renovating or improving an existing home. Interest rates are generally the same as those for a standard home loan.

Ideal for homeowners looking to extend or add more space to their current home. Lenders usually finance 75% to 90% of the construction costs, depending on the loan amount and LTV ratio.

A short-term loan designed for individuals planning to purchase a new home with the proceeds from selling their current property. Interest Saver Loan: A home loan overdraft that links to the borrower’s bank account. Any extra funds deposited beyond the EMI are treated as prepayments, reducing the overall interest.

Offers lower EMIs in the initial years, with the flexibility to increase payments over time. This loan is particularly suitable for young professionals early in their careers.